18 Dollars An Hour Is How Much A Year: Is It Enough To Survive?

Calculate your expenses and see what you saving. Can you live better by earning 18 dollars an hour? You’re wondering if you make $18 an hour is how much a year? Many such questions may be bothering you about how can spend life by making 18 Dollars an hour.

How much is $18 an hour for 40 hours?

Let’s say you work a 40-hour week.
Below is how to calculate your weekly income.
$18 per hour multiplied by 40 hours per week equals $720/week income.

I will guide you completely in this post, If you make 18 Dollars an hour How much is made in a week, how much in a month, how much in a biweekly, and how much will the total annual income.

I will also tell you how much tax will be deducted from your salary. It is beneficial for you to stay at the rate of eighteen dollars or not. I will also present the sample budget for you here and also tell you the jobs available for you which are 18 Dollars pay by the hour and do not require a special degree or diploma.

Let’s move on without wasting any more time

18 Dollars an hour is how much a year

Let’s do the math.

Calculate the annual gross salary without any tax deduction.

Do you know how many hours in a year?

First, we try to find out how many working hours there are in a week

You do eight hours of office work a day and you rest two days a week. You will spend eight hours each day for five days, then you have forty hours of office work.

There are 52 weeks in a year. You are earning 18 an hour salary, You work forty (40) hours a week.

Now if we multiply 52 by 40, the answer will be 2,080 hours.

We’ll multiply 2080 hours by 18 Dollars and the answer is $37,440.

In the next paragraph, I have shown you the text in a line that will make it easier for you to understand.

$18 an hour 40 hours in a week is $37,440 per year.

In Part Time-part-time Work?

The work you do 35 hours a week is called part-time work.

This work usually takes 20 to 29 hours a week.

If you work an average of 25 hours a week and earn 18 dollars an hour, the annual amount will be $23,400.

I have seen a lot of people who work part-time to make ends meet.

What is full-time work?

In the United States, if a person works thirty-five (35) to forty (40) hours a week, it is considered a full-time job.

Our calculations above are based on a 40-hour workweek multiplied by 52 weeks a year.

If you work 35 hours a week and earn $18 an hour, you will make $32,760 dollars per year.

52 weeks in a year multiplied by 35 hours is 1,820 working hours. $18 is an hour and multiplied by 1,820 hours you get 32,760 dollars.

How much is 18 dollars an hour a year after taxes?

There are states in the United States that pay taxes, and there are nine states that do not. If you live in one of that states that do not collect tax, so you are much better off.

You have to pay (average) 15.1% (income Tax, Medicare & Social Security tax) on your annual income. If you live in one of the states where taxes are levied, you may have to pay little higher tax rates.

If you work full-time out of your annual salary, you will be 31,770 dollars able to take the money home. Full-time means 40 hours a week.

If you work part-time out of your annual salary, you will be $20470 dollars able to take the money home. Prat-time means 25 hours a week.

There is so much more for you. Stay with me…..

Can you live off of $18 an hour?

According to the US Census, at least should have $35770 dollars had the median income in 2019. This was considered the average income in the United States. If you are earning that much then you can count yourself in a better position.

If you earn 18 per hour, you are better than the rest and can improve even more. If you are independent then I think you can have a good time.

The question is Can you live on $18 an hour with comfort?

To find the answer to this question, I have resorted to Go Banking Rates. They said you can’t live a comfortable life just by earning 18 dollars an hour.

According to his latest research, he said that given the rising cost of living and other stuff, you have to earn at least 58779 dollars in a year.

This research was for those who live in Hawaii and I think very few of you will live there.

I find this research very strange because none of my family has earned more than fifty thousand in year. …

Making $18 an hour can you buy a home?

Hard to answer but still, I can say Yes, you can buy

If you want to buy a house on an income of 18 dollars an hour you have to be very careful. You have to spend very carefully. Saving money is a difficult task, but when it comes to planning, you have to stick to it.

And if you are determined and follow some of the tips I have outlined, it is quite possible that you will buy your home very soon.

  • You don’t owe anyone
  • You need to have a plan to save money and you have to save good money every month.
  • Stay in an area where costs are low and tax-free.
  • You save at least a quarter of your income.

So you can buy a quiet house for 37,400 dollars a year.

18 Dollars an hour – Useful Tips

Here I am going to tell you some very standard tips that will be useful for you,

  • Try to borrow as little as possible.
  • Grow vegetables and fruits in your garden so that you don’t have to buy them from the market.
  • If you are single, try renting a house with two servants. Stay in it. You will have to pay the half rent.
  • When you go shopping, eat fully at home. This will save you a lot of unnecessary things to buy.
  • Don’t spend more than you earn.

Jobs that pay 18 an hour near me

As I mentioned at the start, I will tell you all the jobs that pay 18 Dollars an hour.

According to the US Labor Census, I share the list that pays $18 an hour.

You do not need a special degree or diploma to get this job. If you have a High-School Certificate then you will easily get this job.

JobAverage pay (per hour)What they do
Camera Repair Tech$18.69Repair and adjust cameras and photographic equipment, including commercial video and motion picture camera equipment
Crushing, Grinding, and Polishing Machine Setter$18.06Set up, operate, and repair machines that crush, grind, or polish materials
Audiovisual Equipment Install/Repair$18.99Install, repair, or adjust audio or other electronic entertainment equipment in homes or other venues
Camera Repair Tech$18.69Repair and adjust cameras and photographic equipment, including commercial video and motion picture camera equipment
Quality Control Inspector$18.82Examine products and materials for defects
Optician$18.19 Help fit eyeglasses and contact lenses, following prescriptions from ophthalmologists and optometrists.
Healthcare Support Worker$18.49Home health aides, nursing assistants, physical therapy assistants
Pipe Layer$18.66Lay pipe for storm or sanitation sewers, drains, and water mains
Motorcycle Mechanic$18.19 Inspect, service, and repair motorized power equipment
General Maintenance and Repair Worker$18.79Fix and maintain machines, mechanical equipment, and buildings

U.S. jobs earning $18 an hour – Best Budget USA

Sample Budget For $18 An Hour

I told you I would also offer you a sample budget for $18 an hour.

If your annual salary is 31,200 then use this budgeting formula of 70%, 20% and 10%.

  • 70%= Spend on home expenses
  • 20%= saving for after retirement at spending relaxing time.
  • 10%= Debit Replacement If needed in case of any urgent requirement.
Your ExpensesAmount you received
Home Groceries300 Dollars
Transporting225 Dollars
Utilities Bills150 Dollars
Charitable Contributions in your area1000 Dollars
Entertainment (Prefer at home)127 Dollars
Long/Short-Term Savings (Necessary)529.40 Dollars
Utilities/Extra Charges127.90 Dollars
Other Contributions100 Dollars
Debt Repayment (Incase if any)264.70 Dollars

. Sample budget $18 an hour- Bestbudgetusa.com

How Much Is $18 An Hour Per Day?

At 18$ an hour, you get 144 dollars a day. Your state will also deduct taxes from it. If they deduct taxes, you will have 122 Dollars a day. This money I have given to those who work eight hours a day.

If you are working part-time, this will be calculated separately. I calculate it.

If you work five hours a day at 18$ an hour, and after paying state taxes you will get about 80 dollars.

How Much Is 18 Dollars An Hour Per Week?

Making $18 an hour how much will be in a week is not difficult. It’s easy. I’ll show you.

Five days a week, eight hours a day, Forty hours a week.

Eighteen dollars an hour multiplied by forty. The answer would be $720.

Did you notice something?

We haven’t deducted state taxes yet, if you deduct state taxes you’ll get $611 a week.

This is the full-time job we talked about. Now let’s talk about the part-time job.

In a part-time job, you know you have to work five hours a day.

5 hours in a day also 5 working days in a week. Multiply 5 hours by 5 days. The answer is 40 hours in a week. 40 now multiplied by $18 came to $450 dollars. Now out of that state tax, you have 395 dollars left.

How Much Is $18 An Hour Bi-weekly?

18 dollars an hour and 40 hours a week, two weeks turned into eighty hours. 18 multiplied by 80 (Biweekly hours), the answer came to $1440.

You will have $1325 left after the state tax deduction.

For Part-time:

25 hours a week will be 50 hours two weeks.

18 dollars an hour, now 18 multiplied by 50. The answer is 900 dollars.

After the tax deduction, you have 854 left. It’s your biweekly income.

If you work 25 hours a week earning $18 an hour, you’ll take home around $853 every 2 weeks.

How Much Is 18 Dollars An Hour Per Month?

You work 40 hours a week and earn 18 Dollars an hour, so your monthly income would be 3120 dollars.

After the tax deduction, your monthly net income will be 2650 dollars.

For Part-Time workers.

If you work part-time, you will work 25 hours a week and $18 an hour, so your monthly income will be 1950 dollars. The amount left after the tax deductions will be 1705$.

My FInal Conclusion on $18 An Hour

I think a person who comes to work for $18 an hour can live a good life because this annual income is $37,200. This amount is much better than enough for a servant to live his life very easily if he keeps his affairs to a reasonable extent.

Don’t borrow too much, don’t shop too much, and don’t waste too much on smoking.

Lastly, I would say that if he is not taking care of his girlfriend (have no girlfriend) then he is living a very reasonable and good life than others people.

If you like this article and want to read more about saving and budgeting so read my other articles that can helpful for you.

$15 an hour how much a year

15 Dollars An Hour Is How Much A Year | Can You Live Comfort Life?

The federal board recently raised the minimum wage to 15$ an hour. So, a few questions come to mind “$15 an hour is how much a year?” and “Is $15 sufficient for life”


After reading the full article you will be able to understand everything about $15 an hour.

Ultimate jobs that pay $15 an hour.  The typical budget that paying 15 Dollars an hour salary and it’s enough or not to live a comfortable life because this is the important thing that takes matter.

15 Dollars An Hour Is How Much A Year?

A person earning $15 an hour’s annual income is $31,200.

Let’s talk in deep to understand this further:

The default time to work in the whole week is 40 hours, One year contains 52 weeks. According to this multiplication of 40 hours a week multiplied by 52 weeks of the year the result is Twenty hundred & Eighty (2080) hours.

Multiply $15 with the annual calculated hour (2,080) the annual income is equal to $31,200.

If your employer does not offer two weeks of paid time off, and you decide to take an unpaid two-week vacation each year to travel with family so your actual annual salary would be $30,000.

Here’s the calculation:

40 hours in a week multiplied by the number of weeks 50 in a year. The outcome is 2000 hours. Now multiply again, $15 with Twenty hundred hours is equal to $30,000.

How Much Is $15 After Taxes?

The taxes applied by the government is 18.4% of your annual salary. If you make $31,200 a year, you’ll pay 18.4% of your annual salary in the substance of State, Federal, Medicare and Social Security.

After cutting the Taxes your income will be $25,450 that you can take to home.

How Much Is $15 An Hour Per Month?

As earlier we discussed, with the 40 working hours in a week and $15 per hour, you will earn $2,600 in each month. The Tax is not included in this income.

After deducting the Tax your balance will be $2,121.


How Much Is $15 An Hour Biweekly?

If you do a full-time job having 40 hours in a week and your hourly rate is $15, your biweekly income will be $1200. Your pure income after deducting the Tax will be approximately $1,060.

How Much Is $15 An Hour For 40 Hours A Week?

According to $15 per hour, your week contains 40 hours, your gross income will be $600.

After taxes, you take home-pay around $530.

 How Much is 15 Dollars An Hour Annually

52 weeks in a year 15 dollars an hour, $31200 annually.

Your daily working routine is 8 hours and you charge $15 an hour will net you $120 for an 8-hour workday.

Your daily income will be $106 after taxes.

Calculate your daily income:

Your hourly salary is $15 and multiplies it by 8 hours in a day. This gives you $120 every day before taxes.

15 Dollars How Much by Year, By Month, Biweekly, Weekly and Daily

Let’s clearly mention the all portions here:

  • Monthly: $31,200 / 12 = $2,600
  • Biweekly: $31,200 / 26 = $1,200
  • Weekly: $31,200 / 52 = $600
  • Daily: $600 / 5 = $120

Save Money to Make Life Easy

Here is the Formula for Calculating your Yearly Salary

15 dollars per hour x 2,080 hours in a year the result is $31,200 before taxes

The calculation is following:

  • Daily: $600 / 5 = $120
  • Weekly: $31,200 / 52 = $600
  • Biweekly: $31,200 / 26 = $1,200
  • Monthly: $31,200 / 12 = $2,600

There is state-wise income Tax variation depending on the states where you live

The income tax is $11.88 to $12.84 of your annual salary, After deducting tax your salary is as following below:

  • Daily: $95.04 to $102.72
  • Weekly: $475.20 to $513.60
  • Biweekly: $950.40 to $1,027.20
  • Monthly: $2,058.34 to $2,225

Is $15 an Hour A Reasonable Wage?

The answer depends on you, You have to take a look at your financial needs and your lifestyle.

The following terms are very important

  • The cost of living in your area
  • The number of people who live in your home
  • How often do you go out to eat at a restaurant
  • Monthly bills, including mortgage and utilities
  • Transportation costs to get to work
  • Financial goals you wish to meet.

KNOWLEDGE TIP: Most states took tax from your income, the nine states are tax-free
  • Florida
  • Washington
  • New Hampshire
  • South Dakota
  • Texas
  • Nevada
  • Tennessee
  • Alaska
  • Wyoming

In 2019, according to US Census Bureau, the average salary was $35977, If you make $31200 annually, you fall just below the graph average for wages in United State.

Tips to live on $15 an hour

Here few tips that are useful to save money, I’m sure this advice will useful for you.

  1. Pay off debt- Don’t move to debit, It will quickly eat your income
  2. Adopt a reasonable Lifestyle- Your income is $15 or $30 no matter, if you adopt lifestyle creep, you never go into debt.
  3. Make a budgetYou can easily track your money by creating a budget.
  4. Cut unnecessary expenses- Cut down the Starbucks and drive-thru meals. Remove the cable you can save the bill. If you don’t watch TV.
  5. Move to another area where no Tax- Find another area where life is easy, lower-cost life and cheaper house rent. You can take the decision to shift to that state where zero tax.
  6. Save unexpected money- Set up a financial cushion for yourself by resisting the urge to splurge whenever you get a raise, income tax refund, or other unexpected windfalls.

Jobs That Earn 15 Dollars An Hour

According to the United State Bureau, For jobs paying 15 an hour required not much experience to get these jobs. But you must have a diploma or high school result card.

The Job is listed below:

JobAverage Pay
(per hour)
What they do
Butcher$15.62Cut, trim, and package meat for sale
Call Center Rep$15.00Provide customer service and troubleshooting
Mail Clerk$15.68Prepare incoming and outgoing mail for distribution
Grounds Maintenance Worker$14.85Maintain landscaping for houses, businesses, and parks
Psychiatric Tech$15.40Care for people with mental illness and/or developmental delays
Receptionists$14.45Answer phones, schedule appointments, file paperwork
Retail Workers$15.30Cashier, stock shelves, customer service
Switchboard Operator$14.72Operate telephone systems/switchboards to relay incoming, outgoing, and interoffice calls.
Tailor/Dressmaker$15.15Design, make, alter, repair, or fit garments.
Bank Teller$15.02Accurately process routine financial transactions

US Jobs Earning $15 an Hour-Best Budget USA

15 an Hour The Final Conclusion

Nowadays on the growing level, $15 an hour will lead you to the poverty line. Still, you struggling more to find more income ways.  While $15 dollars an hour will boost you out of poverty-level earnings, you still may find yourself struggling to make ends meet.

By increasing the property rates, you likely difficult to find an affordable home.

15 dollars an hour is not enough to fund vacations and retirement.

So you shell find more ways to rise your income.

If you are unmarried and live in an area where tax is not applicable and living cost is low, and you are debt-free. So definitely you can live to relax life on $15 an hour.