Calculate your expenses and see what you saving. Can you live better by earning 18 dollars an hour? You’re wondering if you make $18 an hour is how much a year? Many such questions may be bothering you about how can spend life by making 18 Dollars an hour.

### How much is $18 an hour for 40 hours?

Let’s say you work a 40-hour week.

Below is how to calculate your weekly income.

$18 per hour multiplied by 40 hours per week equals $720/week income.

I will guide you completely in this post, If you make 18 Dollars an hour How much is made in a week, how much in a month, how much in a biweekly, and how much will the total annual income.

I will also tell you how much tax will be deducted from your salary. It is beneficial for you to stay at the rate of eighteen dollars or not. I will also present the sample budget for you here and also tell you the jobs available for you which are 18 Dollars pay by the hour and do not require a special degree or diploma.

Let’s move on without wasting any more time

**18 Dollars an hour is how much a year**

Let’s do the math.

Calculate the annual gross salary without any tax deduction.

**Do you know ****how many hours in a year****?**

First, we try to find out how many working hours there are in a week

You do eight hours of office work a day and you rest two days a week. You will spend eight hours each day for five days, then you have forty hours of office work.

There are 52 weeks in a year. You are earning 18 an hour salary, You work forty (40) hours a week.

Now if we multiply 52 by 40, the answer will be 2,080 hours.

We’ll multiply 2080 hours by 18 Dollars and the answer is $37,440.

In the next paragraph, I have shown you the text in a line that will make it easier for you to understand.

**$18 an hour 40 hours in a week is $37,440 per year.**

**In Part Time-part-time Work?**

The work you do 35 hours a week is called part-time work.

This work usually takes 20 to 29 hours a week.

**If you work an average of 25 hours a week and earn 18 dollars an hour, the annual amount will be $23,400.**

I have seen a lot of people who work part-time to make ends meet.

**What is full-time work?**

In the United States, if a person works thirty-five (35) to forty (40) hours a week, it is considered a full-time job.

Our calculations above are based on a 40-hour workweek multiplied by 52 weeks a year.

**If you** work 35 hours **a week and earn $18 an hour, you will make $32,760 dollars per year.**

*52 weeks in a year multiplied by 35 hours is 1,820 working hours. $18 is an hour and multiplied by 1,820 hours you get 32,760 dollars.*

**How much is 18 dollars an hour a year**** after taxes?**

There are states in the United States that pay taxes, and there are nine states that do not. If you live in one of that states that do not collect tax, so you are much better off.

You have to pay (average) 15.1% (income Tax, Medicare & Social Security tax) on your annual income. If you live in one of the states where taxes are levied, you may have to pay little higher tax rates.

**If you work full-time out of your annual salary, you will be 31,770 dollars able to take the money home. Full-time means 40 hours a week.**

**If you work part-time out of your annual salary, you will be $20470 dollars able to take the money home. Prat-time means 25 hours a week.**

There is so much more for you. Stay with me…..

**Can you live off of $18 an hour?**

According to the US Census, at least should have $35770 dollars had the median income in 2019. This was considered the average income in the United States. If you are earning that much then you can count yourself in a better position.

If you earn 18 per hour, you are better than the rest and can improve even more. If you are independent then I think you can have a good time.

**The question is Can you live on $18 an hour with comfort?**

To find the answer to this question, I have resorted to Go Banking Rates. They said you can’t live a comfortable life just by earning 18 dollars an hour.

According to his latest research, he said that given the rising cost of living and other stuff, you have to earn at least 58779 dollars in a year.

*This research was for those who live in Hawaii and I think very few of you will live there.*

**I find this research very strange because none of my family has earned more than fifty thousand in year. …**

**Making $18 an hour can you buy a home?**

Hard to answer but still, I can say Yes, you can buy

If you want to buy a house on an income of 18 dollars an hour you have to be very careful. You have to spend very carefully. Saving money is a difficult task, but when it comes to planning, you have to stick to it.

And if you are determined and follow some of the tips I have outlined, it is quite possible that you will buy your home very soon.

- You don’t owe anyone
- You need to have a plan to save money and you have to save good money every month.
- Stay in an area where costs are low and tax-free.
- You save at least a quarter of your income.

**So you can buy a quiet house for 37,400 dollars a year.**

**18 Dollars an hour – Useful Tips**

Here I am going to tell you some very standard tips that will be useful for you,

- Try to borrow as little as possible.
- Grow vegetables and fruits in your garden so that you don’t have to buy them from the market.
- If you are single, try renting a house with two servants. Stay in it. You will have to pay the half rent.
- When you go shopping, eat fully at home. This will save you a lot of unnecessary things to buy.
- Don’t spend more than you earn.

**Jobs that pay 18 an hour near me**

As I mentioned at the start, I will tell you all the jobs that pay 18 Dollars an hour.

According to the US Labor Census, I share the list that pays $18 an hour.

You do not need a special degree or diploma to get this job. If you have a High-School Certificate then you will easily get this job.

Job | Average pay (per hour) | What they do |

Camera Repair Tech | $18.69 | Repair and adjust cameras and photographic equipment, including commercial video and motion picture camera equipment |

Crushing, Grinding, and Polishing Machine Setter | $18.06 | Set up, operate, and repair machines that crush, grind, or polish materials |

Audiovisual Equipment Install/Repair | $18.99 | Install, repair, or adjust audio or other electronic entertainment equipment in homes or other venues |

Camera Repair Tech | $18.69 | Repair and adjust cameras and photographic equipment, including commercial video and motion picture camera equipment |

Quality Control Inspector | $18.82 | Examine products and materials for defects |

Optician | $18.19 | Help fit eyeglasses and contact lenses, following prescriptions from ophthalmologists and optometrists. |

Healthcare Support Worker | $18.49 | Home health aides, nursing assistants, physical therapy assistants |

Pipe Layer | $18.66 | Lay pipe for storm or sanitation sewers, drains, and water mains |

Motorcycle Mechanic | $18.19 | Inspect, service, and repair motorized power equipment |

General Maintenance and Repair Worker | $18.79 | Fix and maintain machines, mechanical equipment, and buildings |

*U.S. jobs earning $18 an hour – Best Budget USA*

**Sample Budget For $18 An Hour**

I told you I would also offer you a sample budget for $18 an hour.

If your annual salary is 31,200 then use this budgeting formula of 70%, 20% and 10%.

- 70%= Spend on home expenses
- 20%= saving for after retirement at spending relaxing time.
- 10%= Debit Replacement If needed in case of any urgent requirement.

Your Expenses | Amount you received |

Home Groceries | 300 Dollars |

Transporting | 225 Dollars |

Utilities Bills | 150 Dollars |

Charitable Contributions in your area | 1000 Dollars |

Entertainment (Prefer at home) | 127 Dollars |

Long/Short-Term Savings (Necessary) | 529.40 Dollars |

Utilities/Extra Charges | 127.90 Dollars |

Other Contributions | 100 Dollars |

Debt Repayment (Incase if any) | 264.70 Dollars |

.* Sample budget $18 an hour- Bestbudgetusa.com*

**How Much Is $18 An Hour Per Day?**

At 18$ an hour, you get 144 dollars a day. Your state will also deduct taxes from it. If they deduct taxes, you will have 122 Dollars a day. This money I have given to those who work eight hours a day.

If you are working part-time, this will be calculated separately. I calculate it.

If you work five hours a day at 18$ an hour, and after paying state taxes you will get about 80 dollars.

**How Much Is 18 Dollars An Hour Per Week?**

Making $18 an hour how much will be in a week is not difficult. It’s easy. I’ll show you.

Five days a week, eight hours a day, Forty hours a week.

Eighteen dollars an hour multiplied by forty. The answer would be $720.

*Did you notice something?*

We haven’t deducted state taxes yet, if you deduct state taxes you’ll get $611 a week.

This is the full-time job we talked about. Now let’s talk about the part-time job.

In a part-time job, you know you have to work five hours a day.

5 hours in a day also 5 working days in a week. Multiply 5 hours by 5 days. The answer is 40 hours in a week. 40 now multiplied by $18 came to $450 dollars. Now out of that state tax, you have 395 dollars left.

**How Much Is $18 An Hour Bi-weekly?**

18 dollars an hour and 40 hours a week, two weeks turned into eighty hours. 18 multiplied by 80 (Biweekly hours), the answer came to $1440.

You will have $1325 left after the state tax deduction.

**For Part-time:**

25 hours a week will be 50 hours two weeks.

18 dollars an hour, now 18 multiplied by 50. The answer is 900 dollars.

After the tax deduction, you have 854 left. It’s your biweekly income.

If you work 25 hours a week earning $18 an hour, you’ll take home around $853 every 2 weeks.

**How Much Is 18 Dollars An Hour Per Month?**

You work 40 hours a week and earn 18 Dollars an hour, so your monthly income would be 3120 dollars.

After the tax deduction, your monthly net income will be 2650 dollars.

**For Part-Time workers.**

If you work part-time, you will work 25 hours a week and $18 an hour, so your monthly income will be 1950 dollars. The amount left after the tax deductions will be 1705$.

## My FInal Conclusion on **$18 An Hour**

I think a person who comes to work for $18 an hour can live a good life because this annual income is $37,200. This amount is much better than enough for a servant to live his life very easily if he keeps his affairs to a reasonable extent.

Don’t borrow too much, don’t shop too much, and don’t waste too much on smoking.

Lastly, I would say that if he is not taking care of his girlfriend (have no girlfriend) then he is living a very reasonable and good life than others people.

If you like this article and want to read more about saving and budgeting so read my other articles that can helpful for you.